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Cost, recovery and evidence

Stem cell therapy compared with cortisone, PRP and surgery

The question after what does it cost is usually how does it compare. This puts the options for a knee, hip, shoulder or back next to each other on cost, recovery, how long the benefit lasts and how much evidence sits behind each one.

What are you weighing up?

The most studied joint of the four, and the one where the gap between what conventional care offers and what regenerative clinics claim is widest.

For knee osteoarthritis the options below run from $100 at the bottom of corticosteroid injection to $55,000 at the top of joint replacement.

Physiotherapy and load management

No procedure

$600 to $2,400

A course of six to twelve sessions, self-pay. Indicative, September 2026.

Recovery
None. It is the activity
Typical course
Ongoing, with a home programme
How long it lasts
Holds while the programme continues
Insurance
Usually covered, at least in part
Evidence
Recommended first for osteoarthritis by essentially every clinical guideline, on consistent trial evidence. Unglamorous and routinely skipped.

Corticosteroid injection

Conventional injection

$100 to $600

Per injection, including the visit, self-pay. Indicative, September 2026.

Recovery
A day or two of soreness
Typical course
Usually limited to three or four a year
How long it lasts
Weeks to a few months
Insurance
Usually covered
Evidence
Reliable short-term pain relief in trials, with the effect fading by around three months. Repeated knee injections have been associated with cartilage loss, which is why the frequency is capped.

Hyaluronic acid injection

Conventional injection

$300 to $1,500

A course of one to five injections, self-pay. Indicative, September 2026.

Recovery
A day or two of soreness
Typical course
One injection, or a weekly series
How long it lasts
Up to about six months where it works
Insurance
Sometimes covered for the knee
Evidence
Contested. Some guidelines recommend against it in the knee on the grounds that the average benefit is small; others still offer it. Rarely used outside the knee.

PRP injection

Regenerative

$700 to $2,500

Per injection, self-pay. Indicative, September 2026.

Recovery
Days to two weeks
Typical course
One to three injections, weeks apart
How long it lasts
Six to twelve months in the trials that report it
Insurance
Rarely covered
Evidence
The best studied of the regenerative options, with mixed results. Preparation methods vary so much between clinics that trials are difficult to compare with each other, which is a real limitation rather than a technicality.

Stem cell therapy

Regenerative

$4,000 to $12,000

Per treated area, self-pay. Indicative, September 2026.

Recovery
Days to two weeks
Typical course
One session, sometimes repeated
How long it lasts
Reported in months to a year or two, on limited follow-up
Insurance
Not covered
Evidence
Not approved by the FDA or the EMA for these conditions. The published work is mostly small studies and observational series, and long-term outcomes are largely unknown. Claims made in marketing routinely run ahead of it.

Arthroscopic surgery

Surgical

$8,000 to $15,000

Day case, surgeon and facility, self-pay list price. Indicative, September 2026.

Recovery
Four to eight weeks
Typical course
One procedure
How long it lasts
Depends entirely on what was found and done
Insurance
Usually covered when indicated
Evidence
For degenerative knee disease without mechanical locking, several trials found no benefit over placebo surgery or physiotherapy, and guidelines advise against it. For a genuine mechanical problem it remains standard.

Joint replacement

Surgical

$30,000 to $55,000

Surgeon, implant, facility and stay, self-pay list price. Indicative, September 2026.

Recovery
Three months to a year
Typical course
One procedure, then months of physiotherapy
How long it lasts
Fifteen to twenty five years for most modern implants
Insurance
Usually covered when indicated
Evidence
The most thoroughly documented option on this page, with national registries tracking implant survival for decades. Satisfaction is high but not universal: a meaningful minority of knee replacements do not meet the patient's expectations.

Every figure here is a broad United States self-pay range last reviewed in September 2026, offered as an order of magnitude rather than a quote. These are list prices: what an insured patient actually pays bears little relationship to them, and the same procedure varies several fold between facilities in the same city. For prices published by clinics listed on this site, use the cost calculator, which shows how many clinics are behind every band.

Cost and recovery compare across these rows. Likelihood of benefit does not, which is why there is no score and no recommended option. Joint replacement is backed by decades of registry outcomes; most regenerative protocols are not approved for these conditions and rest on far thinner evidence. Any decision here belongs with a clinician who has examined you and seen your imaging.

Find clinics offering these treatments

Listed clinics that treat knee osteoarthritis. Which of the options above any one of them offers is a question for the clinic: the table is reference data, not a claim about these listings.

Broomfield, United States

5.0 out of 5, 3 reviews$2,000 to $12,000
100%match
  • Treats knee osteoarthritis

Austin, United States +1

5.0 out of 5, 3 reviewsFrom $5,900
100%match
  • Treats knee osteoarthritis

Ordered by how well each listing fits, then by rating. Placement here is not sold and a clinic's listing plan has no effect on it. Being listed is not an endorsement of the clinic or of any treatment it offers.

See all clinics for knee osteoarthritis

Information only. Not medical advice or an endorsement. Always consult a licensed physician. Individual results vary and no outcome is guaranteed.

How to read the table

Pick the joint or region you are dealing with and the table shows only the options that genuinely apply to it. Hyaluronic acid appears for the knee and not the shoulder because that is where it is used. Fusion appears for the back and not the knee. Filtering by the actual clinical question keeps the comparison honest, where one table listing every intervention for every body part would not be.

Costs are per course, not per appointment, and each cell says what it covers. Recovery is the time to a normal day rather than to full sport, which is a longer and much more variable number for every surgical row.

Where the figures come from, and where they do not

Every cost on this page is indicative: a broad United States self-pay range from our own reference table, carrying the date it was last reviewed. It is an order of magnitude for comparing options, not a quote, and it is not the output of a price survey.

It would be neater to price the regenerative rows from what clinics in this directory publish, and we do not, for a reason worth stating. A clinic's published range covers everything that clinic charges for, so filtering it by treatment tells you what clinics offering PRP charge in general, not what PRP costs. Built into a table like this it produces a PRP figure several times the real one, sitting directly above an identical stem cell figure, because they are the same clinics. A wrong number in the exact column you are using to tell the options apart is worse than an honest estimate. For pricing that does come from listings on this site, the cost calculator is the tool, and it shows how many clinics stand behind every band.

The caveat that matters most on any list price: what an insured patient actually pays has almost no relationship to it, and the same procedure varies several fold between facilities in the same city. Use these figures to see the shape of the difference between options, then get a real quote for your own situation.

Why there is no best option column

Because the columns are not comparable in the same way. Cost compares cleanly. Recovery compares cleanly. Likelihood of benefit does not, and pretending otherwise would be the most misleading thing this page could do. Joint replacement is tracked by national registries that follow implants for decades. Corticosteroid injection has been through large randomised trials. Most regenerative protocols rest on small studies and observational series, and are not approved by the FDA or the EMA for the conditions they are marketed for. Putting four stars against three in an effectiveness column would flatten that difference into something that looks like a score, so the evidence column is a sentence instead and the conclusion is yours to draw.

The comparison people usually skip

Conservative care sits at the top of the table for a reason, and it is the row most people scroll past. Structured exercise and load management is what clinical guidelines recommend first for osteoarthritis, on consistent trial evidence, and it is the cheapest option by a wide margin. It is also unglamorous, slow and requires you to do something several times a week for months, which is why it loses to an injection in most people's decision making long before the evidence does.

That is not an argument against considering anything else. It is an argument for knowing what you are comparing against, because a treatment that beats doing nothing is not the same as a treatment that beats the option your physiotherapist already offered you.

Common questions

Is stem cell therapy better than a cortisone shot?

Nobody can answer that from the current evidence. Corticosteroid has been shown in trials to reduce pain for weeks to a few months, then fade, and repeated knee injections have been associated with cartilage loss. Stem cell therapy is not approved for these conditions and rests on much thinner evidence, at ten to fifty times the price. What is clear is the cost and the recovery. What is not clear is which one leaves you better off in two years.

How much does a cortisone injection cost?

Self-pay figures in the United States generally run from around 100 to 600 dollars per injection including the visit, and it is usually covered by insurance when a clinician recommends it. That is the single largest cost gap in the table, because it is the option nearly every patient is offered before they start researching anything else.

Is PRP the same as stem cell therapy?

No. PRP concentrates platelets from your own blood, which is a straightforward blood draw and spin. Stem cell treatments use cells, whether harvested from your own bone marrow or fat or supplied from a donor source. PRP is cheaper, better studied, and the trials that exist are still mixed. Clinics that use the two terms interchangeably in their marketing are worth a closer look.

Should I try stem cell therapy before a knee replacement?

That is a decision for a surgeon who has examined you and seen your imaging, not for a comparison table. What the table can tell you is the shape of the trade-off: a replacement is expensive, has a long recovery and decades of registry data behind it, while an injection is cheaper, has a short recovery and far less evidence. Where the joint has already lost most of its cartilage, no injection restores it.

How accurate are the costs on this page?

They are indicative United States self-pay ranges from our own reference table, dated on the page and approximate by design. They are deliberately not taken from clinic listings on this site, because a clinic publishes one range covering everything it charges for, which cannot answer what a single procedure costs. Treat every figure here as an order of magnitude for comparing options, use the cost calculator for pricing drawn from real listings, and get a written quote before committing to anything.

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